Can I get HECS-HELP as a part-time student?

Yes, as long as you are enrolled in a CSP and meet citizenship/residency requirements. There is no minimum study load to be eligible, but your provider must confirm your enrolment.

What is the HECS-HELP loan limit?

The combined HELP loan limit for 2025 is $121,844 (or $162,336 for medicine, dentistry and veterinary science). This cap includes all HELP loans. Check updates at StudyAssist.

Can I pay my HECS-HELP upfront?

Yes. You can choose to pay your student contribution amount upfront to avoid a loan. Some universities may also offer upfront payment discounts.

What happens if I fail a subject under HECS-HELP?

You will still be charged for the subject, and it will be added to your HELP debt. However, it won’t affect your eligibility to continue accessing HECS-HELP unless academic progress requirements are not met.

Do I need to reapply for HECS-HELP each semester?

No, but you must submit a new form if you switch courses or providers. Once approved, your loan continues each semester unless you opt to pay upfront.

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Bachelor of Applied Business (Marketing)

The Bachelor of Applied Business (Marketing) offered by Ducere Global Business School is designed to equip students with the essential skills and knowledge required to thrive in the dynamic field of marketing. This course provides a comprehensive understanding of marketing principles, consumer behaviour, and strategic marketing management. Students...

Campaign ManagerContent StrategistDigital Marketing Coordinator

Bachelor of Applied Entrepreneurship

The Bachelor of Applied Entrepreneurship offered by Ducere Global Business School is designed to equip aspiring entrepreneurs with the essential skills and knowledge needed to thrive in today’s dynamic business landscape. This course delves into key learning areas such as business strategy, innovation, and leadership, providing students with...

Chief Executive Officer (CEO)Development OfficerEconomist

Bachelor of Applied Business (Management)

The Bachelor of Applied Business (Management) offered by Ducere Global Business School is designed to equip students with the essential skills and knowledge required to excel in the dynamic world of business management. This course covers a range of key learning areas, including strategic management, organisational behaviour, and...

Business AdministratorBusiness Development ManagerExecutive Officer

About HECS-HELP

These courses can be paid for through the HECS-HELP government loan scheme. If you are an Australian citizen or hold a permanent humanitarian visa, you may not need to pay upfront.

Instead, the Australian government will pay your course fees directly to the provider on your behalf. You’ll begin repaying your loan through the tax system once you start earning more than the minimum threshold of $54,435 (2024-25 income year).

Find out more about government study loans here.

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